RV Insurance Tailored to Your Adventures
If your family relishes outdoor adventures, chances are your favorite pastimes involve recreational vehicles. Whether it’s summers spent waterskiing at the lake, exploring the backcountry on ATVs, or embarking on cross-country trips in your RV, your vehicles are essential to your lifestyle. At Colin Kossman Insurance Agency, we understand the significance of safeguarding your RV and other recreational vehicles. Our knowledgeable agents are here to guide you through the process of selecting the ideal coverage options for your cherished vehicles.
What Does RV Insurance Cover?
RV insurance provides comprehensive coverage for direct and accidental physical damage to your motorhome, including permanently installed accessories such as awnings, antennas, and satellite dishes. This coverage encompasses various risks, including but not limited to collision, lightning, flooding, wind and hail, fire and smoke, vandalism and theft, as well as damage from trees and overhangs.
Examples of Covered Risks:
Damage from Low-Hanging Branch
Picture this scenario: While pulling into the campground, a low-hanging branch damages your satellite dish and cracks a skylight.
Collision with Obstacles
Imagine backing your RV into a parking spot and colliding with low concrete poles, resulting in a crumpled bumper and broken spare tire cover.
Flood Damage
Your motorhome parked near a river unexpectedly gets flooded after a heavy rainstorm, leaving it submerged in three feet of water.
Request a Quote
We’re eager to hear from you! Contact us today to request a personalized quote and take the first step towards protecting what matters most to you.
Customize Your RV Insurance Coverage
Tailor your RV insurance coverage to suit your specific needs with a range of options, including:
Total Loss Replacement
Provides a brand new replacement if your motorhome is declared a total loss within the first five years.
Campsite/Vacation Liability
Protects you when your motorhome is parked and used as a vacation residence.
Towing and Roadside Assistance
Assistance with towing, tire changes, fluid delivery, and locksmith services.
Emergency Expense
Covers the cost of lodging or travel if your motorhome is damaged more than 50 miles from home.
Replacement Cost
Covers the replacement of personal belongings if they are destroyed or stolen.
Full-Timer Coverage
Personal liability protection when your motorhome is used as a dwelling for an extended period.
Protect Your Motor Home with Colin Kossman Insurance Agency
Ensure your motorhome is adequately protected on all your adventures with Colin Kossman Insurance Agency. Contact our agents today for a free RV insurance quote. We’ll discuss your specific coverage needs and provide cost estimates tailored to your motorhome policy requirements. Let us help you safeguard your home on wheels and enjoy worry-free travels.