Your Trusted Partner for Boat Insurance
Welcome to Colin Kossman Insurance Agency, where your maritime adventures find comprehensive protection. Whether you’re a seasoned sailor, an avid angler, or a leisurely cruiser, owning a boat or personal watercraft opens up a world of excitement on the water. At our agency, we understand the significance of your watercraft and the experiences they offer. With tailored boat insurance solutions designed to meet your specific needs, we’re here to ensure that you can navigate the waves with confidence, knowing that your vessel is fully protected against unforeseen risks.
Customizable Boat Packages
Saver
Provides Actual Cash Value settlement at an affordable price.
Plus
Enhanced coverage options to safeguard your investment.
Elite
Premium protection with exclusive benefits for added peace of mind.
Boat Insurance Coverage Highlights
Emergency Haul-Out
Plus and Elite packages assist with the cost of professional haul-out during hurricanes or tropical storms.
Emergency Labor
Optional coverage helps cover the cost of emergency labor if your boat becomes disabled.
Extended Coverage
Elite policies may extend coverage beyond U.S. waters to destinations like the Bahamas and Mexico.
Request a Quote
We’re eager to hear from you! Contact us today to request a personalized quote and take the first step towards protecting what matters most to you.
FAQs
What types of watercraft are typically covered by boat insurance?
Boat insurance typically covers a wide range of watercraft, including motorboats, sailboats, yachts, fishing boats, pontoon boats, and personal watercraft like Jet Skis and WaveRunners.
What factors influence the cost of boat or personal watercraft insurance premiums?
Several factors influence the cost of boat or personal watercraft insurance premiums, including the type, size, and value of the watercraft, its age, your location, your boating experience, usage patterns, safety features, and coverage options chosen.
Is boat insurance required by law, or is it optional?
Boat or Personal Watercraft insurance is generally not required by law in most states, except for instances where you have a loan or lease on the boat. However, even when not legally mandated, insurance is highly recommended to protect your investment and cover potential liabilities.
Does boat insurance provide coverage for theft of personal belongings on board?
Yes, boat insurance often includes coverage for theft of personal belongings on board, such as fishing equipment, electronics, and other personal items. This coverage is typically included as part of the comprehensive coverage section of the policy.
Get Your Quote Today
At Colin Kossman Insurance Agency, customer satisfaction is our priority. Our knowledgeable agents are here to assist you with personalized service and support, from obtaining coverage to addressing any questions or concerns you may have. Plus, our dedicated claims representatives are committed to providing prompt assistance in the event of an unforeseen incident. Contact us today for a personalized boat or personal watercraft insurance quote!